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blue cross and blue shield

The Blue Cross Blue Shield Association is a consumer health advocate that has been providing quality service to the public for more than 75 years. Blue Cross Blue Shield is a customer focused, high quality, innovative and affordable choice for health insurance seekers, the reason why 1 out of every 4 Americans choose Blue Cross Blue Shield for their health insurance needs.

Blue Cross offers a number of individual and small group health insurance plans including HMO, PPO, POS and Medicare services. The following are a couple of examples of the plans offered by Blue Cross:

Blue Cross Senior Secure - (Medicare + Choice plan)

  • Monthly premium ranging from $0 - $30.
  • PCP visits: $5 / $10.
  • Specialist visits: $10 / $15
  • Prescription drugs:
    • $8 for generic drugs (30 day supply)
    • $20 for mail order generic drugs (90 day supply)

Blue Cross PPO Plans - Features:

  • 2 premier plans with zero deductibles & enhanced out-of-network reimbursement.
  • 1 advantage plan with zero deductible & graduated out-of-pocket max for in-network providers.
  • 2 co-pay plans offering the most affordable health insurance options.
  • Annual HealthyCheck wellness screenings.
  • Acupuncture & chiropractic benefits available.

Blue Shield also offers a series of individual and small group PPO, POS, HMO and Medicare health insurance plans offering varying features and benefits. The following are a couple of examples of the plans offered by Blue Shield:

65 Plus Medicare + Choice Plans - Blue Shield 65 Plus plans do not have any deductibles and provide the same inpatient/outpatient coverage offered through the original Medicare plan.

Rates:

  • Zero monthly premiums
  • PCP doctor visits: $10
  • Specialist visits: $20
  • Prescription drugs:
    • $10 for formulary generic drugs (30 day supply)
    • $25 for formulary brand drugs (30 day supply)
    • $20 for mail order formulary generic drugs (90 day supply)
    • $50 for mail order formulary brand drugs (90 day supply)

Blue Shield HMO plans - Blue Shield HMO plans offer low, fixed co-payments for preventive care, inpatient / outpatient care, emergency care, etc.

Rates:

  • Individual monthly rate: $170
  • 2-party monthly rate: $330
  • Family monthly rate: $512
  • $10 office visits

For more information regarding Blue Cross and Blue Shield health insurance plans, features, benefits, costs, or services, visit their website at www.bcbs.com.

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